$1,000 Credit Card Bonus [2025]
By Maddy Scheckel Most American adults have a credit card – 82% in 2023, according to the Federal Reserve.
Why?
Convenience is definitely a factor, but it’s not the only one. Using credit cards can also make financial sense.
One way to earn with credit cards is by taking advantage of welcome offers.
Credit card companies sometimes offer lucrative sign-up bonuses. To get the money, all you have to do is sign up for the card and then reach a certain spending threshold.
These offers can be surprisingly lucrative. In this article, I’ll share amazing opportunities for earning a $1,000 credit card bonus – or even more.
$1,000 Credit Card Bonus
Earning a $1000 credit card bonus is an exciting prospect, but don’t just apply for the first card you find. You need to decide which card is actually best for you!
Below, I’ll explain some of the best offers in detail. That way, you can be sure you actually get a $1,000 credit card bonus.
If you’re looking for more easy ways to boost your income, read this breakdown of ways to earn free money.
And if you’re wondering whether getting another card is really a good idea, read this answer to the all-important question: How many credit cards should I have?
Chase Ink Business Preferred
Welcome Bonus: $1,200 in cash back or $1,500 in travel rewards
Annual Fee: $95
The Chase Ink Business Preferred card provides qualifying business owners with a massive bonus. You can apply on the official Chase website by clicking “Apply as a guest.”
Looking for more tips on the application process? Read “How to Get a Credit Card.”
The welcome bonus for the Chase Ink Business Preferred card is 120,000 bonus points, which you can use in two ways:
- Receive $1,200 in cash back
- Put $1,500 toward travel expenses through the Chase Ultimate Rewards program
To get that 120,000-point bonus, all you have to do is spend $8,000 in the first 3 months. That might sound like a lot, but if your business is thriving, you might find you often spend that much, anyway.
Other benefits of the Chase Ink Business Preferred card include:
- 3X points on certain business-related expenses (on the first $150,000 spent)
- 5x points on rides taken with Lyft (through March 2025)
- Free employee cards with individual spending limits
As the name suggests, the Chase Ink Business Preferred card is only for business owners. So, if you don’t actually own a business, you’ll have to find a different $1000 credit card bonus on this list.
But if you do have a business, then ask yourself a simple question: Will you spend at least $8,000 in the next 3 months? If the answer is yes, then this offer is a great way to earn a $1,200 credit card bonus!
| Pros | Cons |
| You earn extra rewards if you use the points for travel. | To use travel points, you must book through Chase Ultimate Rewards. |
| The annual fee is just $95. | This card is only available for businesses. |
Capital One Venture X Business
Welcome Bonus: $1,500 in travel rewards
Annual Fee: $395
The Capital One Venture X Business card is another great way for business owners to maximize their rewards. To apply, just head to the card’s page on the Capital One website and hit “Apply now” at the bottom of the screen.
The bonus for this card is 150,000 miles – which equals $1,500. The potential problem is that you can only put this money toward travel expenses. But if you spend $1,500 a year on business travel anyway, then this isn’t a problem at all!
To earn the bonus, you’ll have to spend $30,000 in your first 3 months with the card. If that sounds like a lot, it’s because it is! This bonus is meant for business owners who spend some serious money on a monthly basis.
So before applying, ask yourself some questions. Are you a business owner? And is it realistic that you’ll spend $30,000 in about 90 days?
If you answered “no” to either question, then you should look elsewhere for that coveted $1,000 credit card bonus. But if you answered “yes,” then the Capital One Venture X Business card is perfect!
Other benefits of the Capital One Venture X Business card include:
- 2X miles on every purchase
- 5X miles on flights booked through Capital One Travel
- 10X miles on hotels and rental cars booked through Capital One Travel
- A $300 travel credit each year
- 10,000 bonus miles every year beginning with your first anniversary
Keep in mind, there’s also a $395 annual fee to consider. So, before applying for the Capital One Venture X Business card, it’s worth doing the math on how much you spend and how much you’re likely to travel. That way, you’ll know if it’s really worth it.
Also, while you’re in “math mode,” check out this list of fascinating credit card statistics!
| Pros | Cons |
| You must pay off your entire balance each month – so there’s no risk of debt. | You need excellent credit to qualify. |
| You receive additional travel benefits like TSA PreCheck. | The threshold to earn the bonus is high – $30,000 in 3 months. |
Source: Capital One
Chase Ink Business Unlimited
Welcome Bonus: $750
Annual Fee: $0
The Chase Ink Business Unlimited card is a great option for entrepreneurs looking to cash in with a hefty bonus. You can easily apply on the official Chase website. Just go to the card’s page on the site, then click “Apply as a guest” on the left side of the screen.
All you have to do to earn the bonus is spend $6,000 in the first 3 months. That’s a lot less than the minimum spending thresholds you’ll see with some other cards on this list (especially business credit cards).
The welcome bonus for the Chase Ink Business Unlimited card is $750. I know, I know – you had your sights set even higher! You’re reading this article because you want a $1,000 credit card bonus.
But here’s the thing: As you make purchases to reach the $6,000 spending threshold, you’ll earn 1.5% cash back – giving you an additional $90. So you’ll end up with $840 in bonus money. From there, you’ll continue earning even more in cash back – giving you well over $1,000 when all is said and done!
Additional perks of the Chase Ink Business Unlimited card include:
- 5% cash back on rides through Lyft
- Free cards for your employees
- 0% intro annual percentage rate (APR) for the first 12 months
- No annual fee
So, if you’re an entrepreneur who spends more than $2,000 a month on your business (but not much more), then the Chase Ink Business Unlimited card is the best way to maximize your bonus cash.
| Pros | Cons |
| The spending threshold to earn the bonus is reasonable – $6,000 in 3 months. | The bonus is just $750 – so it only becomes a “$1000 credit card bonus” if you include the money you earn with cash back. |
| There’s a 0% intro APR – making this a great card to fund a major purchase. | Only business owners qualify. |
Chase Ink Business Cash
Welcome Bonus: $750
Annual Fee: $0
The Chase Ink Business Cash card is another great option for entrepreneurs. Just like the other Chase credit cards on this list, you can apply by clicking “Apply as a guest” on the card’s webpage.
To get the welcome bonus, you have to spend $3,000 in the first 3 months with the card to get a $350 bonus. Then you’ll earn another $400 bonus if you’ve spent a total of $6,000 on the card after the first 6 months. Pretty reasonable, right? That threshold makes this bonus accessible for lots of business owners.
Like the Chase Ink Business Cash card described above, the Chase Ink Business Cash card has a $750 welcome bonus. So again, this isn’t technically a “$1,000 credit card bonus,” but you’ll end up earning well over $1,000 if you include the cash-back offers.
And those cash-back offers are super generous, especially in certain categories!
With the Chase Ink Business Cash Card, you can earn the following:
- 5% cash back on the first $25,000 you spend each year on internet, phone, or cable service or at office supply stores.
- 5% cash back on rides with Lyft
- 2% cash back on the first $25,000 you spend each year at gas stations and restaurants
- 1% cash back on all other purchases.
That makes this a great card for:
- Businesses with a hefty internet bill
- Anyone who buys a lot of office equipment for their business
- Business owners who eat out a lot or treat their clients
- Businesses using multiple vehicles
| Pros | Cons |
| There’s no annual fee. | The highest cash-back offers only apply to certain types of purchases. |
| The card offers 0% intro APR – awesome for large purchases! | The bonus is $750 – so this isn’t technically a $1000 credit card bonus unless you include cash back. |
Capital One Spark 2% Cash Plus
Welcome Bonus: $2,000
Annual Fee: $150 (refundable when you spend a minimum of $150,000 in net purchases by your card anniversary date)
The Capital One Spark 2% credit card is a great option for entrepreneurs who spend a lot on their businesses.
Applying couldn’t be easier. First, make sure you have excellent credit. Then, head to the page for the Capital One Spark 2% Cash Plus card and click “Apply now.”
To get the impressive $2,000 reward, you’ll need to spend $30,000 in your first 3 months with the credit card. To see if you’re likely to reach that threshold, take a look at your spending history. You might be surprised by how much you spend on business-related expenses.
Here are some other important features of the Capital One Spark 2% Cash Plus card:
- 5% unlimited cash back when you use Capital One Travel to book hotels and rental cars
- 2% unlimited cash back on all other purchases
- Your annual fee is refunded if you spend $150,000+ in a year
- You must pay off your complete balance each month
So not only does the Capital One Spark 2% Cash Plus offer much more than a $1,000 credit card bonus – but it also has plenty of other cash-back opportunities!
| Pros | Cons |
| Get unlimited 2% cash back. | You need to spend at least $30,000 in the first 3 months to get the $2,000 bonus. |
| Get 5% cash back on certain travel-related purchases. | You can only qualify with excellent credit. |
Chase Sapphire Preferred
Welcome Bonus: $600 in cash back or $750 in travel rewards
Annual Fee: $95
Have you been looking for a $1,000 credit card bonus from a card that’s not just for businesses? Let me introduce you to the Chase Sapphire Preferred card. You can apply online, and you don’t need a business to qualify. This is just a regular rewards credit card!
The Chase Sapphire Preferred card will give you a 60,000-point bonus if you spend $4,000 in your first 3 months.
You can turn those bonus points into:
- $600 in cash back, or
- $750 in travel rewards.
No, this isn’t quite a $1000 credit card bonus. But you can absolutely earn over $1,000 in points with the Chase Sapphire Preferred card. How? Through other rewards opportunities!
Each standard purchase will give you 1 point per dollar. But then there are other special deals to consider:
- 5x points on hotels and car rental booked through Chase Ultimate Rewards
- 2x points on other travel expenses
- 5x on Lyft purchases
- 3x points on dining
- 3x points on some online grocery shopping
- 3x points on some streaming services
For each point, you’ll get $.01 in cash back or $.0125 in travel spending. If you use this card regularly, you’ll end up earning a lot more than $1,000!
While the Chase Sapphire Preferred card could be lucrative for almost anybody, it’s especially intriguing for globetrotters. That 5% points deal on travel-related expenses could fund even more vacations!
| Pros | Cons |
| This is a personal credit card (so it’s not just for businesses). | The welcome bonus is only $600 (or $750 in travel rewards), so you’ll need additional points to reach $1,000. |
| The spending threshold to earn the bonus is low – $4,000 in 3 months. | The points are less useful for non-travelers. |
American Express Platinum Card
Welcome Bonus: Around $2,500
Annual Fee: $695
I know you’re looking for a $1000 credit card bonus – but what if you could earn even more?
The American Express Platinum Card blows most of the competition away, offering new members 125,000 points. The value of these points can vary based on how you used them, but even going by a relatively conservative dollar value estimate of $0.02 per point, that’s a $2,500 bonus!
You can apply on the official American Express website, and your credit score won’t even take a hit. So, with nothing to lose, you might as well give it a shot.
Once you’ve got the card, how can you earn that hefty bonus? By spending $8,000 in your first 6 months. That might sound like a lot, but it comes down to around $1,334 dollars per month. So, if you use the card for all your expenses, you might be able to swing it!
Like many credit cards, the American Express Platinum Card offers bonus points. Standard purchases earn 1 point per dollar, while hotels and flights booked through American Express Travel earn 5 points per dollar (up to $500,000 in purchases).
But it’s the additional “credits” that really make this card stand out. Basically, American Express will give you money to put towards certain expenses, including:
- $200 per year on hotels
- $155 per year for Walmart+ membership
- $200 per year on flight-related fees (with a single airline)
- $100 per year on purchases with Saks
- $300 per year on a subscription to the Equinox fitness platform
- $199 per year toward a Clear Plus subscription to simplify airport security
- $200 per year for Uber
So, who is this card for? Anyone who would use enough of the services mentioned above for the card to be worth it despite the $695 annual fee.
For help doing the math, read this answer to the question: Are credit cards with annual fees worth it?
| Pros | Cons |
| You have 6 months to reach the spending threshold (which is $8,000). | The annual fee is high – $695. |
| You can apply with no impact on your credit score. | Standard purchases earn only 1 point per dollar. |
Source: American Express
Commonly Asked Questions About The $1,000 Credit Card Bonus
What Cards Give You Free Money for Signing Up?
Here are some options for earning a $1,000 credit card bonus:
- Chase Ink Business Preferred
- Capital One Venture X Business
- Chase Ink Business Unlimited
- Chase Ink Business Cash
- Capital One Spark 2% Cash Plus
- Chase Sapphire Preferred
- American Express Platinum Card
And if you’d like to earn money by simply opening a bank account, check out these banks with immediate sign-up bonus.
What is The $750 Welcome Bonus Credit Card?
The Chase Sapphire Preferred credit card gives you 60,000 points if you spend $4,000 in your first 3 months. You can use those points to get $600 in cash back or put $750 toward travel-related purchases.
What is The Chase Sapphire Preferred 1000 Bonus?
The Chase Sapphire Preferred credit card used to offer 80,000 bonus points, which you could use to spend $1,000 on travel-related purchases. Unfortunately, the bonus has dropped to 60,000 points – which equals $600 in cash back or $750 in travel-related purchases.
What is The $200 Online Cash Rewards Bonus if You Make At Least $1000 in Purchases in The First 90 Days of Account Opening?
The Bank of America Customized Cash Rewards Credit Card will give you a $200 bonus if you spend $1,000 in the first 90 days. The card has other perks, too – including 2% cash back on grocery purchases. Plus, there’s no annual fee!
$1000 Credit Card Bonus No Annual Fee?
There are 2 credit cards that will almost give you a $1000 credit card bonus with no annual fee: the Chase Ink Business Unlimited card and the Chase Ink Business Cash card. Each card has a $750 bonus, but you can earn more through cash back or bonus points.
$500 Credit Card Bonus No Annual Fee?
If you’re a business owner, you could get the Chase Ink Business Unlimited card or the Chase Ink Business Cash card – both of which have a $750 bonus and no annual fee. For non-business owners, the Chase Sapphire Preferred card has a $600 cash or $750 travel bonus and just a $95 annual fee.
$750 Cash Back Credit Card?
There are multiple credit cards that will give you $750 or more in cash back as a welcome bonus, as long as you meet certain spending requirements, including:
- Chase Ink Business Unlimited
- Chase Ink Business Cash
- Chase Sapphire Preferred
- Capital One Venture X Business
- Capital One Spark 2%
- American Express Platinum
Best Sign-Up Bonus Credit Card No Annual Fee?
There are 2 business credit cards that offer a $750 welcome bonus with no annual fee: the Chase Ink Business Unlimited card and the Chase Ink Business Cash card. Both cards also offer additional perks like cash back and rewards points.
Credit Card Sign-Up Bonus?
With a credit card sign-up bonus, you get cash back or rewards points if you meet a spending threshold during your first few months with a new card. For example, the American Express Platinum Card will give you $1,500 if you spend $8,000 in your first 6 months.
Credit Card Bonus Offers
Thanks to credit card bonus offers, you can earn rewards just for using a new credit card. You could even earn a $1,000 credit card bonus! The Chase Ink Business Preferred card, for example, will give you $1,200 in cash back or $1,500 in travel rewards for spending $8,000 in your first 3 months.
