Nevly Money Review 2025 – Credit Repair Pros and Cons
By Maddy Scheckel It’s an awful feeling.
Not being able to qualify for a credit card or the place you want to rent due to a bad credit score. Or being forced to pay a higher interest rate on loans.
A recent poll by Lending Tree reveals that 42% of Americans say their credit scores prevented them from obtaining a financial product in the past year.
In this Nevly Money review, we’ll examine the pros and cons of the Nevly Money credit repair service.
In short, I think it’s worth trying because of their free 30-day trial.
Right now, you can try Nevly for free for 30 days, plus a credit of up to $100 with the credit builder card. After that, it will cost $69.99/month.
What is Nevly Money?
Nevly Money is a credit repair service. Nevly Money credit repair product is a fast way to increase your credit score.
Why is your credit score important? It’s because your credit score impacts whether or not you can qualify for
- Credit cards
- A mortgage
- An auto loan
- Apartment rentals
And more.
Your credit score determines your interest rate and credit limit.
What Credit Repair Services Does Nevly Money Offer?
Nevly Money Credit Repair works by
- Tracking, managing, and fixing errors on your credit report
- Including rent reporting (if you’ve been paying rent on time, Nevly Money can use that data to boost your credit score by up to 60 points within four weeks)
- Issuing you a credit builder card to use like a debit card
- Giving you real-time credit reports to track your progress
Nevly Money lists its credit repair services as a bundle of products designed to be used together by consumers that consist of Credit Repair, a Credit Card Builder, Rent Reporting, Past Rent Reporting, and Credit Monitoring.
How Much Does Nevly Money Cost?
Nevly Money costs $69.99 per month, but your first month is free and Nevly Money charges no initiation fees. Nevly Money also gives you a Nevly Credit Builder Card and provides a cash back offer of up to $100. So that’s a $100 credit for you.
Nevly says that its Nevly Money product is the only credit repair product with a free 30-day trial. From what I’ve found looking at other major credit repair services, this is accurate. Some offer a money-back guarantee, but you still have to pay to get started including in many instances an initiation or work fee.
With Nevly Money, you can “try before you buy.” You can see for yourself if Nevly Money works for you. If it does, it makes sense to pay a fair price to be able to increase your credit score.
Nevly says, “Our goal is for our Nevly Money customers to stop paying for this service as quickly as possible and to never need to use it again.” To back up this claim, Newly Money has a subscription end date that is personalized to each customer. They also have a process that as a consumer begins seeing their score increase, the product reduces the amount the consumer pays each money until their subscription end date.
Is Nevly Money Worth It?
Nevly Money Credit Repair is worth it if you need to increase your credit score quickly. If you’ll save money by reducing your interest rate because of a higher credit score, the cost of Nevly Money is very affordable.
Or if you need a higher credit score to qualify to rent an apartment in a better neighborhood, that also makes Nevly Money worth it.
Nevly Money is nice because it has a free trial, and you can cancel at any time. So you can see firsthand if Nevly Money is worth it with no risk to you.
My Nevly Money review is that it’s worth trying to see if it works for you. It costs nothing for the first 30 days, so you have nothing to lose.
You can sign-up here.
Is Nevly Money Legit?
Nevly Money Credit Repair looks legit. I like companies like Nevly that back up their promises and put more risk on themselves than on the customer.
I recommend signing up for the free 30-day trial to see if Nevly Money can raise your credit score in that time. If they do, you’ll know Nevly Money is legit and worth staying with for the affordable monthly fee until your credit score is where you want it to be.
Nevly is still a relatively new company, having been founded in 2021. So I didn’t find many other reviews at the time of publication.
Tenacity Venture Capital believes in this financial start-up, having invested $1.25 million in a pre-seed round.
Is Nevly Money Safe?
Yes, Nevly Money is a safe way to repair credit.
Nevly Money uses a number of different credit repair methods simultaneously. This is how they increase your credit score quickly.
Pros and Cons of Nevly Money Credit Repair
| Pros | Cons |
| Free 30-Day Trial (No other credit repair service I’ve found can match this!) | Nevly Money credit repair is newer than competitors, so there aren’t many public reviews of it yet. |
| You get up to a $100 credit to use with your Nevly Credit Builder Card | |
| Can boost your credit score faster if you have a history of paying rent on time | |
| Includes identity theft insurance | |
| Nevly Money costs less per month than most of the credit repair companies I researched, such as Credit Saint. |
You can learn more about Nevly Money here.
Nevly Money Reviews
I haven’t found other Nevly Money reviews as I’m writing this, except for those on their site. Here are those Nevly reviews:
Source: Nevly Money
Source: Nevly Money
Source: Nevly Money
Source: Nevly Money
Commonly Asked Questions About Nevly Money
What are Alternatives to Nevly Money?
Nevly Money credit repair alternatives include:
- StellarFi (read this full StellarFi review)
- Dovly (read this full Dovly review)
- CreditStrong (read this full Credit Strong review)
- Kikoff (read this full Kikoff review)
- Cleo (read this full Cleo Credit Builder Card review)
- Chime (read this full Chime review)
- Lexington Law
- Credit Saint
- Credit Repair
- The Credit Pros
- The Credit People
- Sky Blue
Also check out our comparison of Credit Saint vs Lexington Law, or see if working with the best tradeline companies could be the right credit repair solution for you.
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To learn which budgeting app could best help you keep your finances on track, check out these comparisons:
Then use a net worth tracker to see how your new financial strategies are paying off.
Is Nevly Money a Good Product?
Yes, Nevly Money is a good credit repair services product. Nevly Money also has a 30-day free trial that allows you to try before you buy.
How Long Does Nevly Money Take to Repair Credit?
Nevly says the typical credit repair customer sees a 30 to 100-point increase in their credit score within the first 60 to 90 days but each customer situation is different. Given Nevly Money’s policies around subscription pricing, they make less money the longer a customer is on their service and so they have an incentive to work quickly for customers.
Additionally, Nevly Money says it can increase your credit score up to 60 points within four weeks if you’ve been paying your rent on time.
If you want to make payments on your purchases without impacting your credit score, check out these no credit check shopping sites.
What Does Nevly Money Not Cover?
Nevly Money Credit Repair does not provide the following:
- credit counseling or credit consultations
- debt management plans or debt consolidation
- negotiators to settle your debt with creditors
Nevly Money only uses ethical credit repair tactics. Nevly Money will remove incorrect information from your credit report and provide you with tools such as a credit card builder and rent reporting to improve your credit score quickly.
How to Cancel Nevly Money?
A customer can cancel their subscription from their Nevly Money dashboard or email support@nevly.com. But an official Nevly press release states, “Our goal is for our customers to stop paying for this service as quickly as possible and to never need to use it again.”
Where is Nevly Money Available?
Nevly Money is available in all 50 states of the USA.
Does Nevly Money Offer a Money-Back Guarantee?
Nevly Money offers a 30-day free trial, which I think is superior to a money-back guarantee. That’s because you get to see for yourself if it increases your credit score before you actually have to pay anything.
You can sign-up for Nevly Money credit repair service here.
