How to Put Money on Cash App Card at ATM [2024]

26% of American adults use Cash App. If you’re one of them, you need to know how to make the most of the platform.

One common question is this: “How to put Money on Cash App card at ATM?” 

You can’t use an ATM to put money directly into your Cash App account, but you can put money in your bank account, then transfer it to Cash App.

Not a bad workaround, right? 

Below, I’ll explain exactly how it works and give you some tips for loading your Cash App account.

Read on to become a Cash App pro!

How to Put Money on Cash App Card at ATM

Unfortunately, there’s no direct way to put money on your Cash App card at an ATM. I know, I know. It would be awesome if you could just stick your Cash App card into the machine and load it up. But for now, it isn’t an option.

Luckily, there’s a simple workaround that you can easily master.

If you’re searching “How to put money on Cash App card at ATM,” you’ve probably got money on hand. And you want that cash to be available on your Cash App card, right?

Below, I describe exactly how to make that happen. 

Step 1 – Link Your Bank Account to Cash App

For this whole process to work, you need your Cash App account to be linked with your bank account or debit card. If it already is, just skip to step two. 

Don’t worry if your bank account is empty. That’s where the ATM deposit (step three) comes in!

And if you don’t have a bank account at all, this whole workaround isn’t an option. But don’t despair! You can still add money to your Cash App card. You’ll just have to find a partnering retailer that can help with the transaction (more on that below).

So here’s how to link your bank account to Cash App:

1. Go to the Cash App home screen and tap the profile icon
2. Tap “Linked Banks”
3. Tap “Link Bank”
4. Follow the prompts and fill in your bank account information

Step 2 – Find an ATM That Accepts Deposits to Your Bank Account

Not all banks allow you to deposit money with an ATM. And even if your bank allows it, you might have to use a specific ATM network or even an ATM associated with the bank itself.

That means you should enter your bank’s official website or mobile app to look for an ATM in your area where you can deposit money.

Lots of times, bank websites have detailed maps with ATM locations. (Thank you, modern technology!) 

Step 3 – Deposit Money into Your Bank Account

Once you get to the ATM, insert the debit card associated with your bank account – not your Cash App card!

Remember, this step is all about getting the cash into your bank account. From there, you’ll be able to move it into Cash App.

The ATM will probably ask you to enter your PIN. Then, you should be able to select the deposit option and insert the bills directly into the machine. 

From there, the money should go straight to your account. Just be aware that all of it won’t necessarily be available right away to transfer to your Cash App account. It all depends on the bank.

For example, Bank of America will typically let you access the money immediately. U.S. Bank, on the other hand, will only let you access $225 until the next business day.

Step 4 – Transfer the Money From Your Bank Account to Cash App

Now that the money is in your bank account, all you have to do is transfer it to your Cash App account. Easy-peasy!

Here’s how to make the transfer:

1. On the Cash App home screen, tap “Money”
2. Tap “Add Cash”
3. Enter the amount to transfer
4. Press “Add”
5. Confirm the transaction with your PIN or Touch ID

Once the money is in your Cash App account, you can use your Cash App card to make purchases! 

Also, check out this article on, “Where can I reload my Cash App card for free?”

Tips for Putting Money on Cash App Card at ATM

So you’re wondering, “How to put money on Cash App Card at ATM,” and maybe the workaround described above doesn’t cut it. 

No bank account? No cash on hand? Don’t worry! You can still add money to your Cash App Card. 

Here are some tips for pulling it off.

Deposit Cash at a Partnering Retailer 

So you’re searching for how to put money on Cash App Card at ATM, but going to an ATM might not actually be necessary.

You can put cash directly into your Cash App at certain retailers. It’s a great option if you don’t have a bank account, don’t have internet access, or simply prefer to avoid using your phone. 

Here are the popular retailers that accept Cash App deposits:

• Walmart
• Pilot Travel Centers
• Walgreens
• Dollar General
• Family Dollar
• TravelCenters of America
• Duane Reade
• H-E-B
• 7-Eleven
• GoMart
• Sheetz
• Kum & Go
• KwikTrip
• Speedway
• RiteAid 
• Thorntons

To find the nearest retailers that accept deposits, select the “Paper Money” option in Cash App. You can use your current location or enter an address, and you’ll see a map displaying your options. 

From there, it’s easy. Just head into the store and tell the cashier you want to do a Cash App deposit. 

The one downside is that you’ll be charged a $1 fee. It might not be much, but it will add up eventually. That’s why it’s best to make one big deposit instead of multiple smaller deposits when you’re adding paper money.

Find out more in this article on How to add money to Cash App card. And learn how to get earnings sent to your account with Cash App surveys.

Deposit a Check Directly to Cash App 

You can deposit checks straight to your Cash App account, which is another great alternative to using an ATM.

Of course, this “mobile check capture” method only works if you have a check on hand. But if you do, it’s super straightforward.

Here’s how to deposit a check to Cash App:

1. From the Cash app home screen, open your account balance
2. Tap “Deposit”
3. Select “Check”
4. Take a photo of both sides of the check
5. Enter the date and check amount 

Keep in mind that the funds from the check might not be available for 1-15 business days. So Cash App’s mobile check capture is a great way to load your account, but only if you’re not in a hurry.  

Modify Your Linked Bank Accounts

At some point, you might want to remove or replace a bank account that’s associated with your Cash App account. 

Here’s how to modify your linked accounts:

1. On the Cash App home screen, tap the profile icon.
2. Tap “Linked Banks.”
3. Select the account that you want to replace or delete.
4. Click “Remove Bank” or “Replace Bank.”
5. Follow the instructions from there!

Remember, it’s always best to link the bank accounts where you actually keep your spending money. That way, you can easily add money to your Cash App Card – and you won’t have to visit an ATM!

And if you’re ever worried about getting scammed, be sure to read this article explaining what to do if you find yourself saying, “A random person sent me money on Cash App…what do I do?”

Commonly Asked Questions About How to Put Money on Cash App Card at ATM

Where Can I Add Cash to My Cash App Card?

You can add cash to your Cash App card at lots of popular retailers, including Walmart, 7-Eleven, and Dollar General. You can also use the app itself to transfer money into Cash App from your bank account.

How Do I Add Physical Cash to Cash App?

The easiest way to add physical cash to Cash App is by depositing it at certain stores, including Walmart and Walgreens. Just be aware that you’ll be charged a $1 fee. You can also deposit the cash to your bank account, then transfer it to Cash App for free.

Where Can I Add Money to My Cash App Card Without Bank Account? 

If you don’t have a bank account, you can add money to your Cash App card at certain stores for a $1 fee. There are lots of national retailers that accept Cash App deposits, including Walmart, Walgreens, Rite Aid, and 7-Eleven. 

Where Can I Reload My Cash App Card for Free?

You can reload your Cash App card for free by transferring money from your bank account, which you can do right on your phone. You can also reload the card at certain stores, including Walmart, Walgreens, and 7-Eleven, but you’ll be charged a $1 fee. Also, be sure to also check if you’re eligible for Cash App Borrow.

Add Cash to Cash App At Store? 

You can add cash to Cash App at certain retail stores. Walmart, Walgreens, and 7-Eleven are some of the most popular stores that process Cash App deposits.

How to Add Money to Cash App With Debit Card? 

Here’s how to add money to Cash App with a debit card:

1. Link your debit card to your Cash App account within the app.
2. Open the “Money” tab and press “Add Cash.” 
3. Enter the amount and tap “add.”
4. Confirm with your PIN or Touch ID.

How to Add Money to Cash App Card at 7-Eleven?

Just go to 7-Eleven and tell the cashier that you want to add money to Cash App. They’ll scan the Cash App barcode on your phone, you’ll give them the money, and the funds will appear in your account (usually within a few minutes). 

Why Can’t I Add Paper Money to My Cash App?

You actually can add paper money to your Cash App. You just can’t add it at an ATM. Try opening the “Banking” tab in the app, then clicking “Paper Money.” You’ll see a map with retailers where you can add paper money to Cash App for a $1 fee.