Fierce Finance App Review: Pros and Cons in 2025
By Maddy Scheckel Invest in stocks! Track your wealth! Earn crazy high interest rates!
What if one mobile app could do all this?
Let me introduce the Fierce Finance app.
They offer several features, such as a high-yield account, crypto trading platform, and wealth tracker, to help you gain complete control over your finances.
So if you’re currently putting your money into a savings account earning less than one percent annual interest, read on.
In this Fierce Finance app review, you’ll learn how the Fierce stock app can benefit your financial life.
What is the Fierce Finance App?
Source: Fierce
Fierce is a new finance platform that markets itself as a super app, providing consumers with everything they need to manage and grow their money.
You can interest on the money you deposit into your Fierce cash account, and it’s FDIC-insured.
You can also get a Fierce Mastercard debit card with access to over 55,000 fee-free Allpoint ATMs nationwide.
Currently, there’s a bonus offer where you get $25 if your first deposit is at least $250.
So not only is your money growing at an interest rate higher than usual, but you can withdraw it hassle-free.
On top of this debit card, Fierce will soon offer a 1.5% cash back Mastercard credit card. In addition to cash back, there will be other rewards and no annual fees. You’ll be able to apply online, and Fierce will ship your card to your doorstep.
But there’s more.
You can also invest in SIPC-insured stocks, ETFs (exchange-traded funds), and cryptocurrencies. Even better, there are no account management fees.
Another feature that stood out to me was the Fierce mobile app’s wealth tracking. In partnership with Plaid, Fierce lets you view and track your bank accounts, retirement accounts, investments, and student loans under one digital roof, giving you a holistic view of your net worth.
See why people are hurrying to download Fierce’s all-in-one finance app?
Rob Cornish, CEO and founder of Fierce, summed up the app perfectly when he said, “We’re going to try to expose the opportunities that only the elite few are aware of, and help the average consumer make their own decision as to if they want to use them.”
How Does the Fierce Finance App Work?
Source: Fierce
Is your current bank account offering a low-interest rate? Or are you looking to trade stocks and ETFs effortlessly?
Well, don’t worry because Fierce has you covered.
You can sign up for the Fierce finance app by following these steps:
Step 1 – Download the Mobile App
The first step is heading to the App Store and downloading the Fierce mobile app.
Currently, Fierce is only available on iOS devices, but an Android version is coming soon.
Step 2 – Sign Up for an Account
Once you’ve downloaded the Fierce investment app, it’s time to sign up for an account!
You will have to provide basic information such as:
- Full name
- Email address and phone number
- Address
- Date of birth
- Social Security number (SSN)
- Government-issued ID
You can also choose between different types of accounts:
- Fierce Cash: This is a checking account with up to high APY (annual percentage yield). There’s no minimum deposit amount, and you only need $0.01 in your account to start earning interest. Talk about low maintenance!
- Fierce Stock: As the name suggests, you can use this feature to trade stocks, fractional shares, and ETFs. You can even lend your stocks to other consumers to earn a passive income.
- Fierce Crypto: Fierce will soon offer regulated crypto trading on their platform, so you’ll want to look out for this in the near future. Fierce Crypto allows you to buy and sell cryptocurrencies. Since crypto is such a complex industry, they’ll provide you with educational resources, analysis, and market insights so you can make more informed decisions.
- Fierce Credit Card: Another upcoming feature is the Fierce credit card, where you can earn 1.5% cash back on all purchases.
Step 3 – Manage Your Account
Once you’ve signed up for an account, you can manage everything within your Fierce investment app.
You can deposit money into your cash account while also trading stocks and other securities. You can gain an overview of your wealth across multiple accounts all in one place.
Not to mention, the Fierce finance app also has 24/7 live support, so if any issues arise, help is there.
What is the Fierce Credit Card?
Source: Fierce
Think rewards, cashback, and no fees!
You’ll be able to experience these perks when Fierce releases its 1.5% cash back credit card.
Your cashback will automatically be redeemed in your Fierce portfolio, so there’s no need to spend time redeeming points.
Fierce has not specified when they’ll release this credit card, but it’s rumored to be sometime this year.
Fierce also hasn’t outlined any minimum credit requirements. So just in case the requirements are on the high end, I recommend building your credit in the meantime by paying off existing debt and lowering your credit utilization ratio.
This will allow you to qualify for lower interest rates and not miss out on any potential opportunities in the future.
Is the Fierce Finance App Legit?
In researching for this Fierce app review, we found that Fierce finance is a legit fintech app founded by Rob Cornish in New York in 2021.
Fierce is partnering with established financial service providers like Plaid and Cross River Bank to help provide you with a seamless experience.
Any money that you deposit into your account is FDIC-insured. The FDIC (Federal Deposit Insurance Corporation) regulates financial service providers to ensure nothing fishy is happening. Their primary purpose is to safeguard our savings.
It does this by acting as an insurance fund. If something happens to a financial provider, the FDIC will protect your savings.
Also, all stock investments made with Fierce are SIPC-insured (Securities Investor Protection Corporation). This means that if, for some reason, the brokerage firm fails, the SIPC protects your account for up to $500,000.
Is the Fierce Finance App Safe?
The Fierce finance mobile app offers strict security.
It uses third-party servers located in data centers in the U.S. to store your personal data. This data is protected physically and electronically in compliance with U.S. state and federal regulations.
Fierce also uses computer safeguards like end-to-end data encryption and firewalls to protect your data from cybercriminals.
So when you sign up for Fierce and use their financial services, you can have peace of mind knowing your personal information is safe.
Pros and Cons of Fierce Finance App
| Pros | Cons |
| You access several financial features within one app | Fierce is only available to U.S. residents |
| Your money is FDIC and SIPC-insured | A fee of $75 applies for all outbound stock transfers |
| Earn up to 5.00% APY on cash | Settling transactions can take more than two business days |
| 24/7 live customer support is available | |
| Access to over 55,000 ATMs, fee-free |
Fierce Finance App Reviews
When doing research for this Fierce finance app review, I looked at several customer reviews.
The app is still relatively new, so there weren’t a ton of reviews out there, but this is what I found.
Here’s a Fierce finance app review from a customer who loved how easy to use the platform is:
Source: App Store
Another customer left a Fierce finance app review mentioning how it was much better than another investment app. There are zero extra fees and better yield options.
Source: App Store
This customer fell in love with Fierce and dropped a positive Fierce finance app review, saying it’s an all-in-one financial app.
Source: App Store
Although the Fierce personal finance app just launched and is still introducing the bulk of its features, it has a full 5 stars in the App Store!
Commonly Asked Questions About the Fierce Finance App
How to Get the Fierce Finance App?
You can get the Fierce investment app by heading to the App Store, downloading the mobile app, and signing up for an account. You’ll have to provide basic information like your name, email address, phone number, address, date of birth, and Social Security number (SSN).
Can Anyone Get the Fierce Finance App?
The Fierce personal finance app is available for anyone living in the U.S. with an iOS device. The Fierce mobile app is currently incompatible with Android devices, but an Android version is expected to be released soon.
How to Qualify for the Fierce Finance App?
The only criteria you’ll have to meet to get the Fierce personal finance app is to own an iOS device, be 18 years or older, and live in the U.S. From here, you can sign up for an account, then start building and managing your wealth all from one app!
Is Fierce Finance App Trustworthy?
It’s the verdict of this Fierce app review that Fierce is a trustworthy app meant to help consumers take control of their finances. Each cash account is FDIC-insured, and stocks are SIPC-insured as well.
What Does the Fierce Finance App Do?
Fierce markets itself as a “finance super app” as it provides several financial services. You can open a cash account with a high APY, a no-fee Fierce debit card, and enjoy 24/7 customer support. Soon Fierce will also offer a Mastercard credit card with 1.5% cash back alongside regulated crypto trading.
If you want to start investing but aren’t sure where to begin, check out our guide to investing for beginners.
Read more about the best way to invest money. And if you’re interested in diversifying your portfolio with alternative investments like wine and spirits, check out our Vint vs Vinovest comparison.
Where is the Fierce Finance App Available?
The Fierce finance app is currently available to U.S. residents only with iOS devices. An Android version of the Fierce personal finance app is expected to be released soon.
