How To Cancel All Subscriptions On Your Debit Card [2024]

People pay for all sorts or services on a monthly basis, from utilities to entertainment platforms. Netflix alone has 247.15 million subscribers around the world!

We’re living in the “Age of Subscriptions.”

But there’s a problem with this system: People end up paying for services they don’t even use (or want). I bet that’s an issue you can relate to!

Luckily, you don’t have to keep pouring money down the drain. In this article, I’ll describe how to cancel all subscriptions on your debit card. 

That way, you can take back control of your money.

What Are Recurring Payments?

Recurring payments are payments that you have to make on a regular basis, such as once a month.

Examples of recurring payments include:

• Subscriptions (to streaming services, magazines, newspapers, etc.)
• Gym memberships
• Insurance premiums
• Loan payments (read Can You Refinance a Personal Loan?)
• Household bills (like utilities)

There are two different types of recurring payments:

1. Fixed recurring payments. These cost the same amount every month. Common examples include streaming services and gym memberships.
2. Variable recurring payments. These can cost different amounts from one month to the next, often depending on usage. Utility bills usually fall into this category. 

Now that you know what recurring payments are, we can focus on an important topic: how to cancel all subscriptions on your debit card.

How To Find All Your Subscriptions And Recurring Payments

Are you wondering how to cancel all subscriptions on your debit card? I can understand why! These recurring payments are often sneaky.

Imagine: You sign up for a streaming service just to watch a single movie – but then you get distracted by, you know, life. So you forget to cancel the subscription. 

If this happens a few times a year, you can soon find yourself making countless automatic payments that you’re not even aware of. Talk about something that’s bad for your budget!

To solve this problem, you need to root out your subscriptions and cancel the ones you don’t want or no longer use. 

One option is to find your subscriptions the old-fashioned way. Just go to your bank and credit card statements and look for recurring payments. 

Here are some subscriptions people often forget to cancel:

• Streaming services like Netflix, Hulu, Paramount, Prime, etc. (But if you’d like to keep Netflix, learn how to get paid to watch Netflix.)
• Subscription retail services (from groceries to razor blades)
• Charitable donations
• Rideshare services 
• Magazines (digital and print)
• Gym memberships

Searching through bank statements for these payments can take a lot of work. Luckily, there’s a shortcut: Rocket Money. 

Rocket Money is a personal finance app that will sync with all your bank accounts and credit cards. The app will then identify recurring payments and list them out for you in a single space. That will make it easy to decide which ones you want to cancel. 

Learn more about the app by reading this Rocket Money review.

Try Rocket Money Now

To learn which budgeting app could best help you manage your finances and boost your savings, check out these comparisons of Rocket Money vs the competition:

• Rocket Money vs YNAB
• Rocket Money vs Simplifi
• Rocket Money vs Copilot

If you’re looking for a low-tech, hands-on budgeting method, learn about cash envelope categories. And if you need to boost your savings fast, the 60/30/10 rule budget can help.

Then use a net worth tracker to see how your new financial strategies are paying off. 

How To Cancel All Subscriptions On Your Debit Card

Subscription services have a nasty way of draining your bank account, especially when you’ve set up autopay with your debit card. 

But you don’t have to keep paying for services you don’t want!

Here’s how to cancel all subscriptions on your debit card:

1. Identify your monthly subscriptions. You can do this by looking carefully at a monthly statement from your bank account. 

2. Visit each service’s website. This is usually the easiest way to learn how to cancel your subscription.

3. Follow the company’s instructions to cancel the subscription. You’ll probably have to log into your account and then look for a page called “Billing,” “My Account,” or “My Subscriptions.” From there, you should find an option to cancel. Be patient as you search for the cancellation option. Companies generally make it easier to sign up for their services than to cancel them.

If you can’t find a way to cancel a subscription, you could try something more drastic: giving your bank a “stop payment” order.

This order is just what it sounds like. A request for the bank to stop sending the company your money every month. You can deliver this order in writing, in person, or over the phone. Contact your bank to start the process.

Want to make back some of the money you’ve wasted on unwanted subscriptions? Check out this article on how to earn free money.

How To Cancel All Subscriptions On Your Credit Card

So now you know how to cancel all subscriptions on your debit card, but what about with a credit card? 

The process is pretty much the same.

Here’s how to cancel those pesky subscriptions that are blowing up your credit card bill:

1. Find the monthly subscriptions on your credit card bill, then identify the ones you want to cancel.
2. Head to a service’s website or app and sign into your account.
3. Look for an account management page, which could be under “Billing,” “Account,” or “Settings.”
4. Click the “Cancel” option (*warning* it might be a little tough to find!)
5. Make sure you complete the cancelation process, which might require explaining why you’ve decided to cancel. 

In the rare case that you can’t cancel online, try reaching out to the company by phone or email.

Still can’t find a way to cancel a subscription? Then, it’s time for Plan B: asking your credit card company to stop the recurring payment.

Each credit card company has its own process for “stop payment” orders. Contact the company directly or visit your account’s online portal to learn your next steps.

Not sure if you have a credit card or a debit card? Learn the difference between a credit card vs debit card.

How To Cancel All Subscriptions On Your Bank Account

Are subscription payments draining your bank account? You can stop them! 

Here’s how to cancel all subscriptions on your debit card or bank account in three simple steps:

1. Cancel directly with the companies providing the subscription services. This is the easiest way to cancel a subscription. You should be able to do it online. If that doesn’t work, call the company, send them an email, or reach out with an actual letter telling them they no longer have permission to charge your account.

2. Send your bank a “stop payment” order. If a company is still charging you after you’ve told them to stop, it’s time to play hardball. Go to your bank or call them on the phone to ask about sending a “stop payment” order. Once this order has been processed, the bank should stop sending your money to the rogue company.

3. Keep monitoring your accounts. You should always double-check to make sure the payments have really stopped. If they haven’t, then get back in touch with the bank. You should be able to dispute the unwanted payments, which could allow you to get your money back. 

Unfortunately this process can be a bit stressful, even if you’re an expert who knows exactly how to cancel all subscriptions on your debit card. 

Want to alleviate stress by playing games and earn some rewards in the process? Read this article on how to earn gift cards by playing games.

How To Cancel All Subscriptions On Your Phone

Lots of phone apps charge monthly subscription fees – even if you hardly use them. Luckily, canceling these subscriptions is usually pretty straightforward.

The specific strategy for canceling an app depends on what type of phone you have.

Here’s how to cancel an app-based subscription with Android:

1. Enter the “Play Store” on your phone.
2. Tap the “Menu” option (3 horizontal lines in the top left corner).
3. Choose the correct account.
4. Tap “Subscriptions.”
5. Select the subscription you want to cancel.
6. Follow the instructions to complete the cancellation.

And here’s how to cancel a subscription with an iPhone:

1. Open “Settings” on your phone.
2. Tap your name.
3. Tap “Subscriptions.”
4. Tap the specific subscription you want to cancel.
5. Tap “Cancel Subscription” (you might have to scroll down to find the button).  

Commonly Asked Questions About How To Cancel All Subscriptions On Your Debit Card

How To Cancel All Subscriptions On Your Debit Card Online? 

The easiest way to cancel all your subscriptions is to cancel each service individually. You should be able to do this online (through the app or website) or on the phone. If that doesn’t work, you can contact your bank to make a “stop payment” order for your recurring payments.

Can I Block A Subscription Payment On My Debit Card?

You can block a recurring subscription payment by issuing a “stop payment” order to your bank. Each bank has its own process, so contact your bank directly to learn the first steps. 

How Do I Stop Subscription Charges On My Debit Card?

You can cancel most subscriptions directly with the service provider – either through an online portal or by calling. And if the service is an app, you can probably cancel it through the settings menu on your phone. If that doesn’t work, issue a “stop payment” order to your bank. 

How Do I Find Out What Subscriptions I Have On My Card?

To find all your subscriptions, start by downloading Rocket Money. It will sync with your financial accounts and then list all your recurring payments in a single space. That’s how to cancel all subscriptions on your debit card without wasting your time. 

How Do I Cancel A Debit Subscription?

To cancel a subscription on your debit card, go to the service provider’s website and look for a cancellation option, which is usually in the “My Account” or “Billing” section. If that doesn’t work, call the company. The last resort is to issue a “stop payment” order to your bank. 

How To Cancel All Subscriptions On Your Debit Card Chase? 

You might be able to cancel payment for a subscription on a Chase debit card by contacting the bank. You can call Chase customer service at 1-800-935-9935. But before taking this step, try to cancel the subscription directly with the service provider. 

How To Cancel All Subscriptions On Your Debit Card iPhone / How To Cancel All Subscriptions On iPhone?

If you have a subscription through an iPhone app, you can cancel it right on your phone. Just go to Settings, tap your name, and tap “Subscriptions.” From there, you can select the subscriptions you don’t want and tap “Cancel Subscription.”

You may also be interested in learning how to get free Apple gift cards.

How To Cancel All Subscriptions On Your Debit Card Reddit?

I found a Reddit thread that’s relevant to the discussion of how to cancel all subscriptions on your debit card. 

This person wanted to know how to control payments if a company makes it hard to cancel a subscription.

A few people suggested calling the bank to dispute the charges. 

One user suggested canceling the debit card, but someone else pointed out that you could still be held liable for the existing subscriptions. 

And a bank employee said it’s best to cancel with the merchant since the bank can’t actually “cancel” the subscription. The bank can only block the payments.