Ways to Pay Off Your Credit Card Debt Without Breaking a Sweat
By The Money Manual Credit card debt can be a sticky mess, but there are ways out without getting stressed or breaking a sweat.
Credit Card debt can be a very sticky mess.
In November 2023, according to Bankrate, 39 percent of U.S. adults said they’d carried their balance for over 2 years.
So no need to feel alone.
Here we’ll show you how to beat the debt mess.
With tips, tricks and strategies that work.
Including turning pastimes into cash time (Oh, yes!)
Let’s get into it.
Debt Consolidation
So why is debt consolidation on this page? Because it:
- Streamlines multiple debts into a single monthly payment
- Reduces interest charges from all those cards
- Gives a fixed term without all that high interest
- Takes the complex logistics out of your hands
Play-for-Pay
OK, you take multiple credit card debts and pay back less in a single payment with debt consolidation.
Now let’s get strategic.
Everybody knows the CUT BACK SPENDING! advice. So do that.
And we’re all aware of the various side hustles, including:
- Dog walking/sitting
- Rideshare driver
- P/T remote worker (skills based)
- Mowing lawns
- Food delivery
- Freelance writing
And so it goes, with all options viable.
Still, here we’re thinking about your free time – and turning it into fee time.
That way, when you do cut back on subscriptions and other extras, you download free play-to-pay apps instead.
In the 21st Century, paying for your entertainment is a thing of the past.
There are MANY legitimate companies willing to pay people to play games, complete surveys, watch videos and more.
Why?
Because for them it means product feedback, word-of-mouth, reviews, and tons of useful data.
That means you can download multiple FREE apps on a play-for-pay basis, earn money, and use it to pay off that SINGLE monthly debt repayment.
That’s correct – Playtime becomes PAY TIME.
Conclusion
So if you can turn multiple credit card debts into a low, single monthly payment, maintain your free time, and earn money during all those laid back, relaxed moments, and enjoyable shopping experiences…
You’re taking care of your health as well as your wealth!
