Is Fetch Rewards Safe? [2025 Answer] Where to Be Careful

The average American spends $66,928 a year. Wouldn’t it be nice to get rewarded for all that spending?

Thanks to Fetch, you can!

Fetch is a rewards app that sends you gift cards for uploading receipts. You don’t have to do anything special. Just shop as you normally would, then capture your receipts with your smartphone.

Ah, but I can hear your concern already: Is Fetch Rewards Safe?

It is – and it can be pretty lucrative, too! 

I’ll explain how to make the most of the platform in this complete Fetch Rewards review. 

What is Fetch Rewards?

Fetch, which used to be called Fetch Rewards, is an app that lets you earn gift cards by uploading receipts.

What’s great about Fetch is that you don’t have to change the way you shop. You can buy things online or in person. You just have to upload the receipt when you’re done.

While any receipt will give you points in the app, you can earn even more by shopping with certain retailers and brands. That means you can strategize to maximize your rewards!

And once you’ve accumulated enough points, you can exchange them for gift cards to popular retailers like Walmart, Amazon, and Starbucks.

So you know how you often say “no” when cashiers ask if you’ll take your receipt? Well, thanks to Fetch, those receipts could turn into gift cards. So, it might be time to start saying “Yes!” 

Of course, you’re also wondering, “Is Fetch Rewards safe?” I can tell you it 100% is, and I’ll explain it in detail below!

How Does Fetch Rewards Work? 

Getting gift cards for receipts is pretty amazing. Here’s how you can go about it.

The first step is to download the free Fetch app. The app is available through the Google Play Store and the Apple App Store. From there, you can start uploading receipts.

Fetch allows you to snap up to 35 receipts in a 7-day period. 

You can upload most receipts (Fetch is pretty flexible), but there are a few exceptions.

Here are the receipts that aren’t accepted:

• Utility or medical bills
• Tickets from events
• Return receipts
• Airline tickets
• ATM transactions
• Takeout slips without the restaurant’s name

So as long as you buy a standard product from a typical store, the receipt will most likely be accepted. Just remember that you have to upload the receipt within 14 days of making the purchase.

Now let’s look at the points system:

• For every receipt you upload, you’ll get at least 25 points, or 35 points if the receipt contains products from a “participating brand.”
• You can earn extra points on a product-by-product basis by shopping with “participating brands.” Check out the list of brands on Fetch’s official website.
• The “Discover” page in the Fetch app lets you earn additional points by making specific purchases. Some users call these opportunities “special offers.”
• Fetch also gives you 100+ points when you refer a friend.

And here’s an inside tip: Taking advantage of those “special offers” is the way to go! There’s no quicker way to accumulate points. 

Once you have enough points, you can exchange them for a reward. 

You’ll need at least 3,000 points to get the smallest gift card. The more points you have, the more valuable the gift cards you’ll be able to claim. 

Your gift card options will appear in the “Rewards” tab within the Fetch app, including gift cards from Amazon, Starbucks, Walmart, Target, Panera, and many other major retailers. 

So even if you have the most unique taste, you can still find something that interests you!

Gift card delivery is also super efficient. Most are sent electronically, and you will typically receive them within 72 hours. 

Got gift cards you don’t want? Learn how to get instant cash for gift cards.

Is Fetch Rewards Legit?

Fetch is a legitimate platform run by a real, reputable company. 

Here are some fast facts about Fetch:

• The company is headquartered in Madison, Wisconsin.
• It currently has over 500 employees.
• It’s raised over $580 million in investor funding.

Okay, so none of these details really matter to the everyday user, but they definitely prove that Fetch is totally legit!

Is Fetch Rewards Safe? 

It’s time to answer the million-dollar question: Is Fetch Rewards safe?

My answer is a resounding “Yes!”

Fetch is absolutely safe for users. They protect your account with a password of your choosing, and they don’t keep any credit card information on file. In fact, they’ll never even ask you for it!

And sure, Fetch might request certain pieces of personal information (simple things like your name, birthday, mailing address, and email), but it’s just to enhance the user experience.

There’s also a Fetch anti-fraud team that monitors accounts for signs of fraudulent activity. If they see something sketchy, they’ll freeze your account before things get out of hand.

If you’re still asking yourself, “Is Fetch Rewards safe?” I commend you for being so cautious! 

But it’s also worth noting what users are saying about the app. Fetch has a 4.7-star rating on Trustpilot, and I couldn’t find a single Fetch review complaining about safety issues. 

There is one place where you should be careful, but I wouldn’t quite call it a “safety” concern.

Some Fetch users complain that when they upload receipts, the points aren’t always accurately credited to their accounts. I don’t think the company withholds points on purpose. It’s probably just an unfortunate bug, but it’s definitely something to watch out for. 

And if it happens, let Fetch support know. According to several online reviews, the company is usually pretty good about resolving the issue and giving users the points they deserve. 

Pros and Cons of Fetch Rewards

So, is Fetch Rewards safe?

Yes, and it has a lot of strengths, but it also has a few basic weaknesses. 

Here are the pros and cons to consider as you decide whether to download the Fetch app.

Pros

• You can upload receipts from any retailer. That means you’re not limited to certain retailers or brands.

• Gift cards are available from a variety of brands. Whether you want to shop online, visit a big-box store, or grab food from a chain restaurant, you’ll be pleased with the options from Fetch.

• Gift cards come quickly. You can typically expect your virtual gift cards within 72 hours. 

Cons 

• Only available in the U.S. International shoppers should consider another rewards platform.

• You have to upload receipts within 14 days. That means you can’t let receipts pile up, then scan them all when you get around to it.

• You can only upload 35 receipts in a 1-week period. That’s probably enough for most people, but if you’re a hardcore shopper, you could end up hitting the limit and losing earning opportunities as a result.  

Fetch Rewards Reviews

Fetch gets a lot of reviews online, and most of them are positive. That’s why the app has a 4.7-star overall rating on Trustpilot.

Let’s look at some specific reviews (good and bad), so you can see exactly what people are saying.

I found a 5-star Fetch review that calls the app “one of the best rewards programs out there.” 

Another user praised the platform, but pointed out that you have to double-check to make sure you get the points for each receipt.

Of course, even the best platforms have their flaws. For one user, the problem with Fetch is that uploading receipts can be “a pain.”

And while Fetch generally gets good reviews, I did find one negative Fetch review that focuses on bonus points that aren’t actually given. 

This seems to be a somewhat common problem, which means it’s important to always make sure you really get the points you deserve.

Fetch Rewards Reviews Reddit

Over on Reddit, someone started a thread asking whether anyone has had success with Fetch and requesting insider tips.

Redditors responded by sharing their experiences and offering advice. 

One common tip was to check for featured deals, which makes a lot of sense. You can get much more than the standard 25 points per receipt if you look for more lucrative opportunities.

And apparently, a little strategizing can go a long way. One user said they earned almost $400 on Fetch. Not bad, not bad at all!

Is Fetch Rewards Worth It?

Fetch is worth it for almost everybody. 

Think about it. Is Fetch Rewards safe? Yep! Will Fetch Rewards cost you anything? Nope! 

So it’s all a matter of how much you think your time is worth.

If you’re a billionaire who earns more in a day than most people earn in a year, then sure, your time is probably worth so much that Fetch doesn’t make sense.

But for the rest of us, snapping quick pictures of receipts isn’t some costly waste of time. It’s a quick task that’s easily worth it.

And when you’re enjoying your first gift card, you’ll be glad you took the time with Fetch!

If you’d also like to boost your bank balance fast, check out these banks with immediate sign-up bonus.

Too young to qualify for some of these offers? Learn how to make money as a teenager without a job.

Commonly Asked Questions About Fetch Rewards

What are Alternatives to Fetch Rewards?

There are lots of online rewards platforms that work like Fetch. Other options include:

• Swagbucks
• Upside
• Drop

Be sure to check out this full list of apps that pay cash. 

Learn how to play games to win gift cards and how to get a free DoorDash gift card and a free Sephora gift card.

And if you like playing games to win money, check out:

• Bubble Buzz (read “Is Bubble Buzz Legit?”)
• Bubble Cash (read “Is Bubble Cash Legit?”)
• Solitaire Clash (read “Is Solitaire Clash Legit?”)

Want to play a unique take on a classic game just for fun? Check out our Monopoly Go review.

If you’d like to get paid for taking surveys, check out these reviews:

• Is Apex Focus Group legit?
• YouGov review
• Earnably review

Here’s how to make an extra $100 a week. And learn how you could make money as a mystery shopper in this Field Agent review.

To make money just for opening a bank account or inviting a friend to, learn how you can get a Chime referral bonus.

And if you’d like to earn money driving for DoorDash, learn how you may be able to get off the DoorDash waitlist. 

If you’d like to make money taking pictures, check out our ClickaSnap review.

And learn about even more ways to win real money online instantly. 

Is Fetch Rewards a Scam?

Fetch Rewards definitely isn’t a scam. However, there are reports of users not receiving all the points they deserve. If this happens to you, reach out to Fetch support so they can address the issue.

What is the Catch With Fetch Rewards?

There is no “catch” with the Fetch Rewards app. The company makes money through partnerships with retailers and brands, not by surprising users with hidden fees.

Does Fetch Rewards Sell Your Information?

Fetch does sell information about your behavior as a consumer, but your name won’t be attached to it. And Fetch never sells personal information like your name and address, so there are no safety concerns. 

What is The Downside of Fetch Rewards? 

The main downside of Fetch Rewards is that it can take a while to earn a gift card. Some receipts will only earn 25 points, and you need 3,000 points to claim a reward. That’s why it’s so important to take advantage of the special offers to earn points more quickly. 

Is Fetch Rewards App Good or Bad?

The Fetch Rewards platform is generally considered a good platform. That’s why it has a 4.7-star rating on Trustpilot.

If you’d like to learn which budgeting app could best help you manage your finances and boost your savings, check out these comparisons:

• Rocket Money vs YNAB
• Rocket Money vs Simplifi
• Rocket Money vs Copilot

Does Fetch Rewards Actually Give You Free Stuff?

Technically, Fetch Rewards gives you free gift cards, which you can then turn into free stuff. And all you have to do is scan receipts after shopping. It’s easy, and the rewards are 100% real!

Here are some more of the best GPT Sites that pay you for tasks like playing games and taking surveys. There are even apps that pay you to walk!

• Is Rakuten Insight Legit?
• Is Buff Legit?
• Is CashWalk Legit?
• Survey Junkie review
• Is Inbox Dollars Legit?

 And check out these free games that pay real money instantly.

If you’d like to try out new products for free, learn about Nike product testing and Adidas product testing.