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Can’t Afford Your Car? Why Changing Your Car Insurance Should Be Your First Move
By Ashley Rogers
August 11, 2022
Most people shake their heads when they receive their car insurance bill every month. The high cost of that insurance isn’t in their heads: Car insurance prices went up 50% between 2006 and 2016 according to a study from the Bureau of Labour. The typical American is paying $1,470 for car insurance a year — an all-time high. Despite these prices, while many people think they are paying too much, they also don’t think there is much they can do about it.
So Why Are People Overpaying For Car Insurance?
JD Power estimates that people could slash $356 from their annual bill just by using a comparison shopping tool like Savvy . Here’s the thing: most people don’t do this. For one, they don’t know how much they could be saving. And two, it is annoying to switch providers. Per NerdWallet, one in three Americans haven’t shopped around for car insurance and only half of car insurance shoppers called around to different agents to get quotes per the Insurance Information Institute.
How Savvy Is Changing The Car Insurance Game
OK, so we know that most people are overpaying for car insurance, and we also know that it is incredibly annoying to shop around for it. That’s why Savvy is such a game-changer. It is a virtual insurance shopping assistant that will do a car insurance price check for shoppers in just 30 seconds. In that time, they shop hundreds of insurers for you (other sites only shop a handful).
Bottom line: Savvy provides convenience and easy access to better prices so customers can say good-bye to overpaying for car insurance forever.
How To Get Started With Savvy
We tried Savvy to get a feel for it ourselves, and it couldn’t be easier:
1. Connect your existing car insurance policy. Doing this is what enables Savvy to do most of the work on your behalf.
2. Review the various options that Savvy comes up with for you, and then lock one of them in.
3. Savvy will help you simultaneously cancel your old, overpriced policy while enrolling you in your new policy. They’ll even help you get a full refund on any money your old insurer owes back to you.Because it’s free to use Savvy, and to get them to price shop on your behalf, you lose nothing by trying this. That’s why we are such a big fan of this money hack.
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By Ashley Rogers 
1. Connect your existing car insurance policy. Doing this is what enables Savvy to do most of the work on your behalf.
2. Review the various options that Savvy comes up with for you, and then lock one of them in.
