How to Make Extra Money, Boost Your Credit and Get Out of Debt (Easy)…
We’re going to show you the best ways to make extra money, boost your credit score, solve debt and get access to cash fast.
We’ve broken your options down into easy to scan sections with links so you can learn more about any offer or opportunity that best fits your needs.
The Money Manual brings you only top offerings with high ratings on platforms like Google Play, Apple App Store and Trustpilot.
Don’t miss our top picks and reviews below.
1. Games & Surveys That Pay
Free to download with high ratings on Google Play and the App Store.
💲KashKick: Earn up to $500 in your first month playing games and more.
💲InboxDollars: Play games, try apps and get 15% cash back for online shopping.
💲BonusBucks: Earn your first $5 in 5 mins or go for gold with a $750 gift card.
💲Survey Junkie: Earn up to $130 a month doing easy surveys.
💲Mistplay: Earn up to $400 a month in prepaid cards playing fun games.
💲Swagbucks: Earn up to $200 a month by turning your shopping receipts into cash.
💲Solitaire Cash: Win up to $139 in paid games or play free for fun.
💲Rewarded Play: Earn up to $130 per month playing popular games.
💲MyPoints: Earn cash or prepaid cards with some of the highest paying surveys.
💲Blackout Bingo: Take the chance out of Bingo and play for cash prizes or fun.
See our top pick and review below.
2. Credit Score Problem Solvers
Click the name to visit the homepage and learn more.
💳Dovly AI: The online tool that helps repair your credit score by monitoring, identifying and helping rectify issues.
💳Perpay: Enables you to use your everyday purchases to improve your credit score, easily.
💳Self: Lets you open a Credit Builder account, take a loan and rebuild your credit as you pay it back, then get your money back.
💳Credit Karma: Get free credit reports, alerts on changes, and analysis on how your credit is being affected.
💳Lexington Law: Licensed lawyers and paralegals with 19 years’ experience in credit repair and one flat monthly fee.
See our top pick and review below.
3. Need Funds? Got Debt? No Sweat
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😅AmONE: Personal loans from $2,000-$50,000 with low interest rates and funds available as early as 24 hours.
😅National Debt Relief: Debt Consolidation with professional advice, repayment plan, one low monthly payment, and no charge until your debt is resolved.
😅Hometap: Loans up to $600,000 by investing in the future value of your home. No loan payback until you sell your home and pay an agreed percentage.
😅Credible: Loan amounts between $1,000-$200,000 for debt consolidation and you can check rates from multiple lenders in 2 minutes.
😅Unlock: Loans up to $500,000 by sharing your home’s equity with no monthly payments or interest charges, just a percentage of the value at sale.
See our top pick and review below.
4. Invest in the Best… (Your Future)
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📈Robinhood: Trade stocks and exchange-traded funds (ETFs)100% fee-free with the revolutionary investment app.
📈Fundrise: Invest in real estate by buying partial shares at low costs with quarterly payouts, online control, and many options to grow.
📈WiserAdvisor: A free consultation leads to you being matched to the three top-rated financial advisors in your area. All FINRA and SEC-registered.
📈Vinovest: Boasting an average annual return of 10.6%, fine wine investment is no longer exclusive, with a minimum investment of only $1,000.
See our top pick and review below.
Our Top Picks!
Our favorite from each section with reviews from Trustpilot.
1. Games & Surveys That Pay (and the winner is…)
Up to $500 in First Month Possible
Get Paid for Trying New Apps With KashKick:
- Advertised Games, Subscription Services, Surveys and More
- Up to $500 in your first month is possible
- 4.0/5 Star-rating and over 500K downloads on Google Play
- Free to download and use – They pay you!
Random Review:

2. Credit Score Problem Solvers (and the winner is…)
$4,700 Credit Limit Boost
Unlock Up To $4,700 in Extra Credit:
- Score boost: Members see an average increase of 31 points
- Higher limits: Unlock an extra $4,700 in credit
- Completely free: No credit card needed
- Premium option: Paid option shows an average 79pt score increase*.
- 5-star reviews: Over 30,000 people love it
- Fast and easy: Sign up in 2 minutes without affecting your credit score
*Average increase experienced by a sample of 18,831 Dovly Premium AI members that have been enrolled more than 6 months, as of September 2023.
Random Review:

3. Need Funds? Got Debt? (and the winner is…)
Borrow Up To $300,000
If you own a home, here’s your loan alternative:
- Request an investment (up to 25% of your home’s value or $600,000)
- If agreed you are sent the money (deducting 3% closing fees)
- The money is yours to use in any way you wish
- When you sell your home, Hometap gets an agreed percentage
- If the value goes down, Hometap will share in the depreciation
Random Review:

4. Invest in the Best (and the winner is…)
Get Matched to Top-Rated Local Advisors
Invest With the Best in Your Area:
- Provide basic info about your investment goals
- Get matched with up to three advisors in your area
- Benefit from FINRA and SEC registered advisors only
- Enjoy a FREE consultation with no obligation
Random Review:

Top Tip!
Our choices may not be the best fit for your needs. Remember to save this page as it will be updated and your needs may change.
The Money Manual is here to help you live your best financial life. We are careful who we work with and want to ensure that our payments for clicks or signups is equaled by the benefits you reap from our suggestions.
We call it a WIN-WIN.